Ayushman scheme: will come soon to 5 lakh free treatment plan, government meet meeting

Ayushman scheme: will come soon to 5 lakh free treatment plan, government meet meeting

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Modi government may release plans to provide cashless insurance up to Rs 5 lakhs to 50 crore people under the Ayushman scheme soon. The government has convened an important meeting about this next week. Apart from government representatives in this meeting, there will also be representatives of insurance companies. In the meeting, it is expected to be discussed which model to apply the Ayushmann Schmid to which this scheme is implemented effectively in a short time and everybody coming into the scope of the scheme can take advantage of it.

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Health Ministry will keep its plans in front of insurance companies 

A senior official of the private sector general insurance company told moneybhaskar.com, Health Militia has called a meeting next week with cashless insurance scheme. Representatives of insurance companies have been called in this meeting. There may be talk on the model of Ayushman Schmid in the meeting. Apart from this, the government can put its plan in front of insurance companies in the meeting. Depending on this, insurance companies can decide what will be the premium per family on this scale and how much will actually be incurred if the scheme is implemented.

 Insurance companies will actuarial calculations

According to the official, when the government will present the structure about the scheme in the meeting. In this structure, there will also be an assessment of the premium and expenditure per family under the scheme. Depending on this, the insurance companies will do actuarial calculations and feedbank the government, according to this scheme, how much per family will cost under this scheme. After this, the process of implementing the scheme can start. 

The preparations may also be made on insurance companies 

Retired DGM, NK Singh, of Oriental Insurance Company Limited, says that the government can take insurers information about their preparations in this meeting. Which insurance company has more presence in which area of ​​the country? There will be talk on this too. Insurance companies have fewer presence in some areas of the country such as Nath East and Hill States. There can also be talk about how this scheme will be implemented there. 

Approval has given Cabinet to Ayushman Bharat Scheme 

The Modi government had announced to bring a health scheme in the budget, in which there was a plan to cover 10 million poor families of the country. Now the government has approved this scheme by the name 'Ayushman Bharat'. Apart from this, the terms of the scheme will also benefit.

 Who can take advantage of this scheme

Under this scheme, any one of the standards set out to take advantage of free treatment of Rs 5 lakh each year will have to be completed. Many standards have been set by the government. The scheme of selection of poor families in the scheme has been made on the socio-economic caste census 2011.

 - A house in a rugged house, family in tile and a family with no adult member of age between 16 to 59 years.

Families of women head, including no men between the ages of 16 and 59 years.

-Some families with disabled members and no adult members in their care should be in the family.

Apart from SCC and ST, families who do not have land and their income is casual wages.

- Those families who have no roof and are legally free from bonded wages.

 - The government will benefit the poor living in the urban area.

- Many categories have been created for the selection of the poor.

In total, 11 categories have been allocated to the urban poor, who can take advantage of this scheme.

These facilities will be available in the scheme

Under this, the cover will be up to Rs 5 lakh per family per year. It will cover the treatment of almost all serious diseases.

Apart from this, no person (especially women, children and elderly) should be deprived of treatment, for this there is no limit on family size and age in the scheme.

In this scheme, before and after hospitalization, the expenditure has been included. Every time hospitalization has been mentioned for Transportation Allowance, which will be paid to the beneficiary.

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